package com.ruicar.afs.cloud.common.modules.afscorebusiness.enums;

import com.ruicar.afs.cloud.common.core.enums.AfsBaseEnum;
import com.ruicar.afs.cloud.common.core.enums.annotations.AfsEnum;

/**
 * @Description 审批拒绝原因
 * @Author Peng Jinbo
 * @Date 2020/09/27 16:56
 */
public enum ApproveRefuseReasonEnum implements AfsBaseEnum {

    @AfsEnum(key = "0", desc = "征信不良（主借人）")
    BAD_CREDIT_CUSTOMER,

    @AfsEnum(key = "1", desc = "征信不良（共借人、保证人）")
    BAD_CREDIT_BOND_OR_SPONSOR,

    @AfsEnum(key = "2", desc = "多平台借贷或查询次数过多")
    MORE_LOAN,

    @AfsEnum(key = "3", desc = "人行征信查询次数过多")
    MORE_CREDIT_QUERY,

    @AfsEnum(key = "4", desc = "首付贷“零首付")
    ZERO_DOWN_PAY,

    @AfsEnum(key = "5", desc = "三方征信瑕疵")
    BAD_THIRD_CREDIT,

    @AfsEnum(key = "6", desc = "虚假职业")
    FAKE_JOB,

    @AfsEnum(key = "7", desc = "虚假材料")
    FAKE_FILE,

    @AfsEnum(key = "8", desc = "身份核实异常")
    ERR_IDENTITY_CHECK,

    @AfsEnum(key = "9", desc = "婚姻关系不明")
    UN_KNOW_MARRY_STATUS,

    @AfsEnum(key = "10", desc = "购车目的异常")
    ERR_BUY_CAR_PURPOSE,

    @AfsEnum(key = "11", desc = "还款能力不足")
    CAN_NOT_REPAY,

    @AfsEnum(key = "12", desc = "隐性负债较高")
    DEBIT_MORE,

    @AfsEnum(key = "13", desc = "收入来源无法核实")
    UN_KNOW_INCOME,

    @AfsEnum(key = "14", desc = "危险驾驶行为")
    DANGEROUS_DRIVE,

    @AfsEnum(key = "15", desc = "法院执行")
    COURT_EXECUTE,

    @AfsEnum(key = "16", desc = "配偶直系为历史被拒客户")
    REFUSE_MARRY,

    @AfsEnum(key = "17", desc = "贷款意愿不足")
    NOT_ENOUGH_ASPIRATION,

    @AfsEnum(key = "18", desc = "系统评分不足")
    NOT_ENOUGH_SYSTEM_SCORE,

    @AfsEnum(key = "19", desc = "关联交易")
    UNION_DEAL,

    @AfsEnum(key = "20", desc = "车辆不符准入标准")
    CAR_NOT_SUPPORT_CRITERION,

    @AfsEnum(key = "21", desc = "客户资质与我司风险政策不符")
    AUTO_SYSTEM_RISK_NOT_SUPPORT,



}
